Articles & News About Your Credit

12 Simple Steps To Minimizing Credit Card Fraud

Many people enjoy the ease and convenience of paying for goods and services with a credit card. Unfortunately, some people become victims of the growing problem of credit card fraud. The first you may know of fraudulent activity on your credit card account is seeing unauthorized transactions on your statement.

Here are 12 simple steps you can use to minimize the possibility of fraud on your credit card account:

1. Keep both your personal and credit card information secure. Never email your credit card details to anyone. Sending information via email is not a secure method of transmitting data and can be intercepted by savy criminals.

2. When you receive a new credit card always sign it immediately. This prevents someone from finding your card and signing their name.

3. When you receive a replacement credit card always destroy the old card immediately. Cut the old card into at least three pieces or shred it.

4. Make sure you thoroughly destroy old receipts or any information that may have your credit card details printed on them. The most effective method is to use a shredder.

5. Open and read your credit card statement as soon as you receive it. Check to make sure you know what all the expenses on the statement are for.

6. If you see transactions on your credit card statement that you do not recognize, immediately contact your bank or credit card company and request verification of purchases and dispute those charges that you can't account for.

7. If you find that you have misplaced or lost your credit card for any reason, immediately Call the credit card issuing company and let them know. They will block the card to prevent any potential unauthorized use.

8. Never tell anyone your Personal Identification Number, which allows cash withdrawals using your credit card.

9. Make sure your Personal Identification Number is not easy to guess. Avoid using numbers that are easy to trace, for example do not use your date of birth, or your address. Ensure you use a different Personal Identification Number for each credit card you have.

10. Do not use an ATM if you suspect it has been tampered with. Report your suspicion to the bank that operates the ATM.

11. When you use your credit card in a retail store always keep a watch on your card while the clerk is processing your payment. Double check that it is your card that is returned to you.

12. If you use your credit card to make online purchases, always ensure the web pages where you input your credit card details are secure. A secure web page has a URL that begins https:// and has an image of a locked padlock in the bottom right hand corner of the browser window.

Following these simple precautions will reduce the possibility of you becoming a victim of credit card fraud. Your bank or credit card company may have further information on minimizing the risk of credit card fraud, so it is worth contacting them or reviewing their website.

At http://www.creditcardrecap.com it is our mission to not only provide you with the information you need to accurately compare and apply for a variety of quality credit cards, but also provide online resources for all of your credit card matters. For more credit card information and online resources, simply go to http://www.creditcardrecap.com

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

No Credit is Due: Bad Telemarketing
Just a few minutes ago I was debating what to write about this week -- something interesting, perhaps, or maybe it was about time to give some credit to snails, I thought. Then, by some random stroke of luck, fate or writer's lightning (a term I created just now), I received a phone call from a credit card company.

Using A Home Equity Line Of Credit To Consolidate Bills
You should consider using a home equity line of credit to consolidate bills if you have outstanding bills and you don't know how you?re going to make your monthly payments.

Adverse Credit Mortgage Broker Fees
Just because you suffer from adverse credit, it does not mean that you will automatically need to use the services of a mortgage broker who will charge a large fee when helping you apply for an adverse credit mortgage Although the fees targeted at adverse credit mortgage applicants are normally high when compared to applicants with clean credit, some brokers choose to not take advantage of the situation and do not charge excessive fees to their adverse credit clients

Understanding Business Credit Card Terms
Credit card terms are easy to learn and understand. Any one who owns a credit card or plans to get a credit card for the first time must be familiar with credit card terms. One must not apply for a credit card unless he is fully qualified with credit card terms, especially when it involves your business.

HSA-Linked Credit: Putting Dough In The HSA Doughnut Hole
This report examines the emerging market for consumer credit facilities to bridge the gap between a subscriber's out-of-pocket medical expense obligations under a high deductible health plan (HDHP) and any accumulated assets held in a health savings account (HSA). High deductibles are what HDHPs economically attractive in terms of lower premiums. The funding gap is intended to be filled by assets from consumers' HSAs, which offer a tax-advantaged savings vehicle for HDHP participants.

Balance Transfer Credit Cards: When They Work
Balance transfer credit cards are an appealing aspect of the credit card business. They allow many people to find just what they need in getting a lower interest rate. On top of that, they allow for some of the best choices when it comes to lowering your debt to credit ratio. In short, if you choose these credit cards wisely, they can work very effectively for prospective cardholders. If a balance transfer is right for you, take the time necessary to determine what the right move is.

Unsecured Loans for Bad Credit: Designed For Individuals with Bad Credit
If you are trapped in multiple credits and have no valued asset to pledge as collateral against a loan, then unsecured bad credit loans are the last resort to your problems. These loans are a provision for borrowers who want money to fulfill their needs but are suffering from a bad credit history.

Why You Should Start A Credit Repair Business
Let me count the reasons Four million

Credit Card Offers: Compare Before You Accept
Credit card offers are everywhere. It is likely that you have received them in the mail or have seen them on a television advertisement before. There are many individuals who make a costly mistake when it comes to accepting a credit card offer. That mistake is accepting the first offer that comes their way. To prevent yourself from making this mistake, you are encouraged to examine and compare a number of credit card offers. This examination will allow you to select the credit card offer that best fits your needs.

Get Inside Your Credit Rating
What do you know about your credit rating? You may never even think about it until you get turned down for credit one day. However, the way you run your life may affect the way your credit profile looks years later.

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days
In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day.

3 Ways To Finance Your Business Without Credit Cards
If you're in a cash crunch and need to find some financing for your company here are three ways you may have overlooked 1

Raise Your Credit Score In 7 Easy Steps
How important is it really to repair one?s credit score?

Credit Repair Software Makes Credit Repair Simple
Credit Repair Software Makes Credit Repair Simple