Articles & News About Your Credit

Post Christmas Holiday Credit Crunch

(PRWEB) January 15, 2008 -- Credit is still being used excessively over the Christmas holidays according to the consumer results from www.debtcounsellors.co.uk. The Debt Counsellors survey has been running for several months and collected data for the Christmas and New Year period reveals an increase in debt concern.

Preliminary findings from the survey shopw an increase of activity and concern after Xmas, especially with respect to credit card debt which is now 41% of peoples concern over debt which is an increase since before Xmas. Personal loans are also a great concern after the holidays with 41% of our survey respondents registering this as a concern in the new year.

The Debt Counsellors survey also reveals that 40% believe credit is still too easy to obtain and 65% claim that the ability to repay is not adequately qualified.

With more than 1.7 million people turning to the Citizens Advice bureau in the last year and personal debt at an all time high of more than 1.8 billion GBP, further survey facts begin to ring alarm bells. More than half of our survey respondents admit to feeling depressed or worse and over 11% still felt suicidal.

Closing insights from our latest survey results show that fees and charges still need to be better explained to the consumers and that more information is still needed.

At the start of the year, when demand for money is highest, having clear advice and a robust debt repayment strategy is what many people wish they had been given for Christmas.

If you are concerned about your finances please call The Debt Counsellors for expert debt advice.

The Debt Counsellors provide IVA advice and all manner of debt related help so that you could be debt free in 36 to 60 months, so please call us on 0800 018 6018 or visit www.debtcounsellors.co.uk

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