Articles & News About Your Credit

Credit Crisis Fuels 131% Increase in Private Lending Since 2005

Bellevue, WA (PRWEB) June 24, 2008 -- Guidant Financial Group released investment data today that indicated private loan investments inside IRAs have increased 131.1% since 2005. The statistic was derived by comparing data from past and present surveys of self-directed IRA investors who can direct their retirement funds into both traditional and non-traditional assets.

In a 2005 survey, 10.3% of Guidant's self-directed IRA clients indicated they were currently investing in notes and/or loans. In 2007, however, 23.8% of Guidant clients directed their retirement savings into notes and/or loans, indicating a dramatic increase in private lending in just two years.

"This increase in private lending is really a matter of supply meeting demand," says Guidant's CEO and Co-founder David Nilssen. "In 2005, institutional loans were made freely to both qualified and unqualified borrowers. Today, however, the lending and housing climates have changed dramatically. Today, people are losing their homes and are unable to refinance through traditional mortgages. Self-directed IRA investors see the need for private loans and are taking advantage of the current economy to the benefit of their retirement savings."

Guidant's self-directed IRA enables investors to direct their tax-deferred or tax-exempt retirement savings into both the securities market and non-traditional investments such as real estate, tax liens, private loans and foreign property.

About Guidant Financial Group

Guidant Financial Group is the premier provider of self-directed IRAs and business-funding solutions through IRAs and 401(k)s. Guidant's services allow investors the freedom to make investments in real estate, franchises, businesses, tax liens and more by accessing their retirement accounts without penalty before retirement age. For more information on Self-directed IRAs or Small Business Financing please visit www.guidantfinancial.com.

# # #

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

Solutions For Obtaining A Credit Card With Poor Credit
Search Engines

Getting Ready For Credit Card Consolidation
Credit cards are useful for almost all other purposes. You can use them to shop either online and offline without the hassle of bringing in cash that are not convenient in terms of management. However there are cases when the use of credit cards is abused and may lead you to a more problematic situation.

Make Life Easy Now by a Click and Swipe with the Best Credit Card Offers
New site demystifies the thick jungle of credit card offers. Now, consumers can ensure that the credit card they'll be using is packed with features specifically designed to provide maximum benefit for a person with your lifestyle.

How To Assess Your Bankruptcy Credit Report
A bankruptcy credit report is a credit report that has been negatively marred by a bankruptcy in the past. Bankruptcy is a process that is used to help someone with serious financial issues to get control of their finances again. However, there are significant negative ramifications that come attached to this process, meaning that it is not a "one size fits all" answer for everyone.

The Ultimate Clues To Getting Rid Of Credit Card Debt Fast!
Credit card debt accumulating and exceeding income capacity is a very common problem with no easy solution. This is the first thing you must be aware of, there are no magic solutions. Credit card debt elimination requires a good deal of sacrifice and commitment.

100% Guaranteed Business Loans With No Credit Check!
Who doesn?t aspire to own a business of their own and take the call? However, before embarking on any such plan, you should ensure that you have sufficient funds. However, if don?t have sufficient funds, you need not worry anymore. Now, you can choose from a varied number of loan options.

Find Out About Bad Credit Loans
Bad Credit Loans

Bad Credit Remortgage Loan: When Bad Credit Plays Mischief With Your Mortgage
Financial difficulties are married to bad credit. It is a tough marriage but can be peaceful with a little bit of counseling.

Why Avoid Credit Repair Services That Offer Suspicious Solutions?
There are many credit repair services out there offering magic solutions. They claim that they can erase your negative entries even if they are legitimate,

Credit Repair After Bankruptcy
If you have fallen on some hard financial times, you may be looking into repairing your credit. Sometimes unfortunate circumstances follow that old clich? that "trouble comes in threes" and all three cause you to go under financially. Maybe you were laid off from your job, injured, or got involved in a business that went sour. If you have to declare bankruptcy, it can show up on your credit report for up to 10 years. However, it will bring your outstanding debt balances back to zero, and this may actually help your credit report.

Buying A Used Car With Help From Your Credit Union
Most of us realize that used cars are usually less expensive than new cars. But we often still shy away from that kind of bargain because we may be intimidated by just what we may be buying. Could it be a great deal, or a lemon? And how do you know? Well, there actually is a way to work through the process of buying a great used car if you follow a few simple steps and stick to your guns. Would it surprise you that your first stop should be your credit union? Well, it should be.

Credit Repair And The Zen Of FICO
What Do You Want How serious are you about credit repair

Be Debt Free: Tips on How to Fix Your Credit Report Yourself
Are you tired of being harassed by those persistent follow up calls from your credit card company? Do you simply want to live a life free from debt? If so, it is time you learn the amazing tips on how to fix credit report yourself. The problem with people nowadays is that they are so amazed with what the credit card industry can give to them. The convenience of cashless shopping has definitely created a myriad of endless possibilities as far as purchasing is concerned.

Consider A Business Credit Card For Your Small Business
Financing is always a consideration for newly established small businesses. During the early, critical years, adequate capital is necessary to nurture and to help the small business overcome its teething pains. The theoretical financial provisions made in the business plan may well not cover everything in practice. There are usually a couple of unforeseen and unplanned circumstances that will demand some additional cash. This is where a business credit card comes in really handy.