Articles & News About Your Credit

Bad Credit Mortgage Solutions Provided by The Mortgage Genius : Chris Reshetar Turns to the Services of i3 Solutions, Inc. for Credit Score Optimiza

DALLAS (Business Wire EON) August 18, 2008 -- Mortgage professionals like Chris Reshetar are turning to the services of i3 Solutions, Inc. for credit score optimization to be able to provide mortgage solutions for all of their clients regardless of their current credit situation. Due to the much higher credit score requirements and stricter lending guidelines since the vanishing of the sub-prime loan industry, mortgage professionals are becoming more than just home loan experts, they are now solution providers for their clients. Chris Reshtar was able to help Andrew Wrigley obtain his goals of home ownership and financial gains by utilizing the S.O.S. - Score Optimization System developed by i3 Solutions.

With mortgage meltdowns and the deteriorating real estate market, many mortgage providers like Chris Reshetar are searching for solutions for their credit-challenged clients while trying to replace the sub-prime loans that were once available.

"When I heard about i3 Solutions, I did not realize the opportunity to help individuals would be of this magnitude," said Chris Reshetar, a mortgage professional in North Carolina. "When I was finally able to close on what was originally an impossible mortgage loan and my clients were hugging me and thanking me, it was an extraordinary feeling. It is amazing to be able to assist someone in getting their life and credit back together while providing them with the mortgage solution they required, and I am honored to have had the opportunity to be a part of that."

Gene Schwalen, CEO of i3 Solutions, Inc., says that his S.O.S. ? Score Optimization System was created to help individuals accurately reflect their credit risk while creating a solution in truly optimizing their credit rating. "A negative item may stay on your credit report for seven to ten years and sometimes even longer if the debt is sold over and over again and falsely reported. These negative items can be extremely damaging to someone's credit score and subsequently cost them thousands of dollars in interest overcharges each and every year or even worse, prevent them from obtaining the financial solution they desire. At i3 Solutions, we execute the rights of our clients under the Fair Credit Reporting Act and other federal laws and statutes to challenge these negative items and ensure any and all information that is inaccurate, erroneous, obsolete and unverifiable is removed immediately."

According to the U.S. PIRG government study group, over 79% of Americans have inaccuracies on their credit report. Several studies since the early 1990s have documented sloppy credit bureau practices that lead to mistakes on credit reports for which consumers pay the price. Consumers with serious errors in their credit reports can be denied credit, home loans, apartment rentals, auto insurance, or even medical coverage and the right to open a bank account or use a debit card. Consumers with serious errors in their reports who do obtain credit or a loan may have to pay higher interest rates because the mistakes falsely place them in the sub-prime, high-cost lending pool.

"It is such a relief to know that I can rely on the services of i3 Solutions and their incredible technology, S.O.S. - Score Optimization System, that provides consumers with solutions and the ability to fight back against the credit reporting agencies and all of the inaccuracies reported to their credit files," says Chris Reshetar, The Mortgage Genius. "The fact that some studies show that more than 79% of credit reports have mistakes leaves me without words. That would be like your bank losing your money over three quarters of the time."

About Chris Reshetar:

Chris Reshetar, The Mortgage Genius, provides mortgage solutions to accomplish all of your goals. Because your home is one of, if not the biggest investment you will ever make, it is crucial that your mortgage fits your needs. That's my specialty, finding the mortgage solutions that meet your current situation while complementing your long-term financial goals. I will help you determine what mortgage options work best for you, guide you through the loan process, and make closing on your loan as effortless as possible.

About i3 Solutions:

i3 Solutions focuses on credit report repair, and more importantly, credit score optimization, while educating clients on how to obtain all of their financial goals and dreams by effectively utilizing their credit as a tool, and not as a means. In business since 1998, i3 Solutions has helped thousands of individuals and families across the country and continues to assist thousands of new clients each and every year realize the gift of a great credit rating and the value that brings.

More information about i3 Solutions' success can be found at http://www.i3solutions.net

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